No Credit Impact Mortgage Pre-Approval
Your Next Home Starts Here.
Our Super Simple No Credit Impact Pre-Approval link helps you start your homebuying conversation. Tell us about your plans so we can put together your best mortgage options today.
How Do I Get Started?
Create your account through our secure application, enter your information and work with your loan officer on the next steps. You can ask our AI assistant general questions before you begin.
Your loan officer will explain which income, asset and property information is needed for your situation. Send sensitive details and documents through the secure application.
Will Starting Affect My Credit?
Our initial no-credit-impact review may use a soft credit inquiry. A hard inquiry may be required before final approval. Ask your loan officer which credit review is being performed before proceeding.
Does Pre-Approval Guarantee a Loan?
Pre-approval is subject to verification and underwriting. Your final approval also depends on the property and loan requirements. It is not a commitment to lend.
Talk with your loan officer about both your potential borrowing amount and a monthly payment that fits your plans. Taxes, insurance, mortgage insurance and association dues can affect your total housing cost.
Can I Compare Options Before Choosing?
Yes. Ask for help understanding the payment, down payment and costs for your scenario. If you already have another offer, our team can help you compare it.